Get free independent whole of market advice
Common reasons to remortgage
Why pay your Lender's standard variable rate usually their highest mortgage rate, search the whole of the market to find the best mortgage deal for you.
Since buying your property the cost of your home may have risen creating equity in your property that you could access for that special project.
Reduce your outgoings by consolidating other loans or credit cards in your mortgage to reduce outgoings.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the amount you repay.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remortgaging will save you money and it’s easier than you think.
A lot of people are put off as they believe getting a remortgage will be a hassle and not worth the effort.
You’ve already taken the first step by checking out Mortgage Health Check’s website click on the free remortgage quote button to receive a free remortgage quote to see how much you can save and we’ll arrange for a FCA registered Mortgage Broker to give you a call and discuss your options.
There’s no catch you’ll get free remortgage advice and a free remortgage quote with no obligation to proceed.
Financial Conduct Authority (FCA) data indicates 2.04 million UK mortgage borrowers have been on a standard variable rate (SVR) for six months or more, amounting to a quarter (25%) of all mortgage borrowers.
If you are paying your Lender’s SVR you would have seen your mortgage payments increase significantly since December 2021.
Why pay your Lender’s SVR usually their most expensive mortgage rate when you can remortgage and reduce your mortgage payments.
Your Lender is happy for you to pay their SVR and increase their profits.
By remortgaging you’ll save money to spend on the things that matter in life.
Alternatively you could pay the same amount and reduce your mortgage term potentially taking years off your mortgage saving thousands in interest payments.
Mortgage Health Check will arrange for a FCA Mortgage Broker to call you and find the best remortgage deal for you.
No need to leave the comfort of your own home the whole process can be completed online and over the phone.
Once your Mortgage Advisor finds the best remortgage deal they’ll complete the mortgage application on your behalf and deal with the Lender throughout the whole process.
Check out the latest remortgage rates available on our mortgage rate page.
As with all mortgages the rate you will be able to secure depends on the equity in your property speak to a mortgage expert to find the best remortgage deal to meet your own circumstances.
As with other types of mortgage rates, remortgage rates can be volatile depending on current economic conditions.
Secure a mortgage rate before your current deal expires and if the Lenders releases a better deal during that period your Mortgage Advisor will be able to secure the cheaper deal.
Complete the contact form tell us a bit about yourself and we’ll call you back at a time of your choosing.